Understanding Tax Terms: Applicable Federal Rates
Understanding Tax Terms: Applicable Federal Rates Published: 10/24/2025 Your grandson needs a car, but cannot afford the payments. As a favor, you provide the $25,000 to purchase the car. You tell your grandson to pay you back when he can, but there is no loan document. The IRS sees this payment during an audit and […]
Reducing the Cost of Higher Education
Reducing the Cost of Higher Education Published: 10/24/2025 With kids now back in college, the fact of higher educational costs is impossible to ignore. As you or your child navigate campus, you are now in position to start navigating the possible tax implications of your new-found college expense. Outlined here are three of the more […]
Be Debt-Free: Graduate With Zero Student Loans
7 Low-Cost Ways to Keep Customers Coming Back Published: 10/16/2025 A growing number of students are saying no to paying for higher education with student loans. Here’s how to join the growing number of students graduating debt-free, often by using unconventional approaches. Serve before studying: Military service. Military enlistment remains one of the most reliable […]
Property Taxes: What Every Homeowner Should Know
Property Taxes: What Every Homeowner Should Know Published: 10/14/2025 Property taxes are still on the upswing in many parts of the U.S. To help get a handle on your property taxes, here’s a look at what goes into determining your bill and a few ideas that may help to reduce it. Background Property taxes are […]
Reminder: Third Quarter Estimated Taxes are Due
Reminder: Third Quarter Estimated Taxes are Due Published: 10/08/2025 If you have not already done so, now is the time to review your tax situation and make an estimated quarterly tax payment using Form 1040-ES. With the passage of the One Big Beautiful Bill Act (OBBBA), forecasting your tax obligation is now more important than […]
Tentative Tax-Fee Tip Occupations Announced
Ideas to Identify and Manage Problem Accounts Published: 10/08/2025 In late September, the Treasury Department presented a list of preliminarily-approved occupations that will qualify for the new federal tax-free tip income provision on 2025 tax returns. Here is what you need to know. Background As part of the One Big Beautiful Bill Act (OBBBA), qualifying […]
7 Low-Cost Ways to Keep Customers Coming Back
7 Low-Cost Ways to Keep Customers Coming Back Published: 10/8/2025 Winning a customer in today’s economy is only half the battle. Keeping them is where long-term success lies. Fortunately, customer retention doesn’t always require big budgets or elaborate marketing campaigns. With creativity, consistency, and genuine care, you can inspire customers to return again and again. […]
Beyond Your Credit Score: What Really Reflects Your Financial Health
Beyond Your Credit Score: What Really Reflects Your Financial Health Published: 10/6/2025 A credit score is often treated like a financial grade. It’s the number people look at when you are applying for a loan, renting an apartment, or even getting a job. But while it’s important in certain situations, it doesn’t tell the full […]
The Truth Behind Common Tax Myths
The Truth Behind Common Tax Myths Published: 10/2/2025 Tax myths can spread quickly, leading to costly mistakes or missed opportunities. Here are several common tax myths along with best practices to help you stay grounded in reality. Myth: Moving into a higher tax bracket means you’ll take home less money Reality: The U.S. tax system […]
Family Teamwork: A Smooth Transition Through the Ages
Family Teamwork: A Smooth Transition Through the Ages Published: 9/29/2025 As you get older, so do your parents and grandparents. And at some point, the need for support and transition becomes unavoidable. If you’re lucky, the shift happens gradually. But without planning, it can arrive suddenly and feel overwhelming. Here are some suggestions to make […]